Helpful Information about Getting an Inexpensive Car Insurance quotes for Arizona
We have compiled some useful information about driving in the Grand Canyon state that we think you will find helpful. Minimum Liability Requirements in Arizona: If you want to drive legally in Arizona, you will be required to comply with the states minimum liability coverage limits of:
- Bodily Injury or BI – $15,000 per person, $30,000 total per claim
- Property Damage or PD – $10,000 per claim
Fault Law in Arizona – Arizona is not a no fault state of which there are 12 in the U.S. 聽Once liability or fault is determined in the state of Arizona, the principal of Pure Comparative Fault is used to determine how much each party may collect. 聽What this means for pure comparative states is that a person can collect damages from the other party even if they are considered to be 98% at fault. 聽Now, the deal is that if you were 98% at fault for an accident, you could collect 2% of damages from the other party.
Uninsured Motorists in Arizona: According to Statistic Brain, Arizona has one of the highest uninsured driver rates at 22% of drivers in Arizona driving without minimum liability insurance coverage. Although UM or Uninsured Motorist coverage is not a legal requirement in the state, with more than 2 out of every 10 drivers on the road without coverage, UM is a coverage you might want to consider to protect you, your family and your property.
Minimum Requirements to get Online Auto Insurance in Arizona
Be sure to ask about discounts that may be available to you in the Grand Canyon state, there are many that can help you save up to 30% or more on your premium. Interesting Facts About Arizona.
- State Capital: Phoenix
- Population: 6,392,017
- Number of Drivers: 3.8 million
- Home of the Grand Canyon (I know, we all knew that)
- Arizona leads the nation in copper production (bet you didn\’t know that)
Cheap Insurance Tips can help you find the cheapest rates possible, and good auto insurance coverage in Arizona. 聽With our vast insurance industry relationships and simple process, we are confident we can help find savings.